EDUCARE24 > Benefits > Benefits overview

Benefits overview

You can choose from four different types of EDUCARE24 insurance policy: S (Small), M (Medium), L (Large) and XL (Extra Large).

We recommend EDUCARE24 M, our comprehensive cover, which consists of international health insurance, accident insurance, personal liability insurance and deportation costs insurance. EDUCARE24 L additionally includes a wider range of dental treatments.

EDUCARE24 XL is ideal for persons who also want to make use of benefits within the framework of statutory programs up to a value of €500 per year of insurance.

EDUCARE24 S is limited to health insurance.

EDUCARE24
S(Small)
M(Medium)
L(Large)
XL(Extra large)
Travel health insurance
+ 
Outpatient medical treatment
Inpatient medical treatment including operations
Provision with medicine, dressing material and medical appliances
Provision with remedies
up to €250*
up to €250*
up to €250*
up to €250*
Medically necessary rehabilitation measures (subsequent to a medical treatment)
Examination and treatment due to pregnancy and childbirth
Medically necessary transport of patients for purposes of inpatient treatment
Preventive measures within the framework of statutory programs**
Health check-ups and pediatric examinations within the framework of statutory programs**
Protective vaccination and dental prophylaxis**
Medically necessary and prescribed return transport of an ill insured person from abroad to his/her home country
Noncontributory extension of insurance coverage up to 90 days if the stay must be extended for medical reasons
Repatriation of the mortal remains of the insured person or burial costs in case of death
Fees for treatment and cost plans
Health insurance without deductible
Free service number 0800 678 2222
Direct billings with physicians and hospitals
Treatment of mental illness (also inpatient), except for psychoanalysis and psychotherapy
Dental treatment for pain relief
up to €500*
up to €500*
Repair of existing dentures
up to €200*
up to €200*
Simple dentures due to an accident
up to €2,000*
up to €2,000*
Maximum rate of the German fee schedule GOÄ
2.3
2.3
2.3
2.3
Maximum rate of the German fee schedule GOZ
2.3
2.3
2.3
2.3
Personal liability insurance
+ 
Bodily injuries and property damage
€1,000,000
€1,000,000
€1,000,000
Damage to the immovable property of a host family (deductible: €250). (Damage to the movable property of the host family is not covered.)
€1,000,000
€1,000,000
€1,000,000
Damage to rented property
€100,000
€100,000
€100,000
Accident insurance
+ 
Accidental death benefit
€5,000
€5,000
€5,000
Benefit in case of 100% accidental disability
€105,000
€105,000
€105,000
Disability benefit
€30,000
€30,000
€30,000
Progression (increase in the sum insured in proportion to the degree of disability)
350%
350%
350%
Rescue costs
€3,000
€3,000
€3,000
Plastic surgery as a result of an accident
€3,000
€3,000
€3,000
Deportation costs insurance
+ 
Noncontributory extended liability in case of an ordered deportation
€4,000
€4,000
€4,000
Monthly premium
+ 
People up to 39 years
€34.50
€39.00
€43.50
€63.00
as of month 19
€52.50
€57.00
€61.50
€90.00
People up to 69 years
€58.50
€63.00
€70.50
€87.00
as of month 19
€112.50
€117.00
€121.50
€132.00
* during the entire insurance period
** The overall benefits for all entries marked with two asterisks are limited to €500 per insurance year.

Do you require advice?
If you have any questions, please feel free to contact us:

Phone: +49 2247 9194-986

Email:

Mon-Fri: 8 am to 6 pm 

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PCI compliant since April 12, 2021

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