Here you will find a detailed list of benefits provided by EDUCARE24.
Phone: +49 (0)2247 9194-986
Mo - Fr: 8 am to 8 pm
Sa: 9 am to 12 pm
Mo - Fr: 8 am to 6 pm
Insurance cover – where medically necessary – is provided for:
You will find a full description of benefits and benefit exclusions in the General Insurance Conditions (German).
The following benefits are reimbursable: expenses for outpatient medical and dental treatment up to the following rate of either the Physician Fee Schedule (GOÄ) or Dentist Fee Schedule (GOZ) valid in Germany.
Throughout the past years, there has been a sharp increase in tuberculosis, in particular in eastern European states. Please make sure, in the public interest, to undergo a tuberculosis test (X-ray or or intradermal test/Mendel-Mantoux test) prior to your entry into Germany. This test should not be older than three months. It protects you from the risk of a pre-existing infection.
Apart from the health risk, you otherwise also take a high financial risk since no pre-existing medical conditions (prior to entering Germany), including tuberculosis, are covered by the insurance policy.
In some cases, a medical costs projection is a necessary precondition for a 100% reimbursement of the reimbursable treatment expenses. You must provide us with a medical costs projection prior to the planned treatment in the following cases:
Without our written approval of the medical costs projection, the reimbursement of the above named benefits is limited to 50% of the reimbursable costs.
EDUCARE24 L and XL include full personal liability insurance. In addition to bodily injury and property damage, the policy also covers damage to rented property. Damage to rented property is damage that is caused to a rented apartment. It has become popular with landlords to demand that such damage is covered.
Personal liability insurance coverage only applies if the insured person is not sufficiently covered by other insurance policies (subsidiary coverage). Damages to motor vehicles caused by the usage of such vehicles are excluded from insurance coverage.
You will find a full description of benefits and benefit exclusions in the Liability Insurance Conditions (German).
EDUCARE24 provides the following accident insurance benefits:
You will find a full description of benefits and benefit exclusions in the Accident Insurance Conditions (German).
In case of an officially ordered deportation of the visitor, the insurance policy covers the incurring costs up to € 4,000 if claims are made against the host.
Deportation costs policy also provides coverage after the expiration of insurance if the visitor, against all expectations, has not left the Federal Republic of Germany.